Bitcoin is a set of technologies and concepts that make up a decentralized digital currency system. We all use money, but most people have not thought about what it is or how it came to be. Hence, the first question to ask ourselves is: What is money? Money is simply anything of value which is...
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A lot of people are just so drowned in debts that they believe that there is no way out for them. If you happen to be among these persons, start by noting that there is a way out from this mess. You can make it out of debts even when completely drowned. You can decide to take the first step today...
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A bad credit represents a resume of an individual’s credit history that shows that he has a low credit score. A low credit score indicates bad credit whereas a high credit score indicates good credit. Lending to someone with a bad credit pops up a higher risk of facing difficulties on...
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Seeking admission in the university of your choice may seem to become a far-fetched dream for you now, as you do not have money for instant disbursal. You definitely have the chances to search for other options; one of which is obviously loans for the students. These loans are known in the...
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Trying to secure a personal loan and it seems the odds are against you? Your financial records, especially concerning loans and repayments may be a trail of figures that reveal you are very incompetent to repay any debt or money you may need from a bank or other financial institutions. With the way...
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By late 2000, there was already hint here and there of a type of virtual currency rumored to hold a potential of taking over world currency. When a few people learnt of the possibilities and potentials it holds for the future, some smartly took the leap of faith and made investments. At the time it...
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EMI is an abbreviation for Equated Monthly Instalment. It is a fixed amount that a borrower has to pay every month to the bank for the entire loan term to pay off the loan amount. An EMI constitutes of the interest amount and the principal amount wherein the interest component constitutions the...
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Planning for the days after retirement with your spouse is always great, but have you ever thought what will happen if anyone of you suddenly becomes single. The death of your spouse after retirement often causes a sharp fall in the total income although the expenses do not drop much, posing severe...
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A Home Loan Balance Transfer occurs when a borrower with an existing Home Loan transfers the loan to a different lender. You can choose to transfer your Home Loan because of numerous reasons. Normally, this is done by borrowers in case they find the high-interest rates of their existing lender too...
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Have you ever wondered why only a few people have actually benefited from their investment in the bond sector despite the huge potential that these bonds offered? From statistics, the interest gain by most investors for several years has just been a percentage or two. Investing is easy, but...
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