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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Ice Hockey: Complete Safety Guide For Young To Adults

Nowadays ice hockey is more or less familiar to most of us. It is very popular among young or adults. Ice hockey is a rapidly growing sport that people play on the ice. Collisions may happen every time you play ice hockey. So you need to wear safety equipment and gears to avoid injuries. Each year a lot of people gets admitted to the hospital and most of them are youth who is under 15 years. So to reduce the amount of these injuries there is no alternative but to follow the safety instructions...

You are simply a figment of your own imaginationI recently found an old article on my HDD. I was planning to get around

I recently found an old article on my HDD. I was planning to get around finishing it up but never got to it. So when I found it, I started reading through it again and I found out why. I decided to finish it and noticed I had to go into an old mindset of mine that I thought was long gone. Reading it might even do more harm than good. It’s definitely very micro-managing sort of and probably hugely complicates a lot of core concepts which I just follow without giving much...

No building access control card? No problem if you have new tools

RFID card access systems are being used by most companies to let people within their complexes. But over the previous couple of years, researchers have shown how these systems can be easily bypassed.   Francis Brown, a partner at the computer security organization Bishop Fox, has recently been on the forefront of much of the research. In fact, he identified some of his tools and methods being used in the television program Mr. Robot, that can be noted for highly accurate technical...

Who are good candidates for Gynecomastia Surgery?

Gynecomastia identifies a metabolic disorder leading to development of surplus breast cells in males. This problem leads to development of mammary glands that are bigger than normal, often showing up similar to feminine chest. This normally leads to low self-esteem, and if you are a victim, you will feel self-conscious about removing your shirt within the gym or on the beach. The condition is generally a benign one, and happens due to various reasons, the major one being hormonal imbalances....

What are the Benefits of iPhone Application Development for Business?

The mobile app market has undergone a massive transformation due to the increased uses of smartphones in recent times. According to a research by App Annie, the market for mobile applications will reach 101$ billion by 2020. This clearly indicates the pace at which it is growing and also about its huge prospects in the coming future. Currently both Android and iOS apps are dominating the market with individual merits and acceptabilities. This article will mainly focus on the...

Why Books Are Better Than Movies

'Books give a soul to the universe, wings to the mind, flight to the imagination and life to everything', a very poetic way to look at books. But the reality of the matter is that in this digital age, there aren't many people who believe that books are better than movies. Reason number one, according to the film lovers, is that reading a book takes too long! What they don't know about are the hidden gems, feelings, worlds, imagination and sensations that can only be felt, experienced and...

Things to Consider Before Having a Baby

What does it take to have a baby? Probably a few minutes of sex and nine successful months of pregnancy. Having a baby could be very exciting to some people, especially for those who had sex with the purpose of child bearing in mind. In some societies, it is common to see even very young women getting pregnant and being excited about having a child of their own. Believe it or not, the issue of having one’s own baby is fast becoming a trending idea in most societies; much like the idea of...

5 ways to find scholarships you could win

Finding scholarships is one thing. Finding a scholarship that you stand a chance to win is another. New schemes are introduced every day. The Government schemes trickle down from the Centre to the States and are usually available all the year round. Then there are scholarships from private institutions, corporate houses, trusts, and individuals. India alone offers more than one crore seats every year by way of scholarships. That is an enormous number in itself. The challenge here is how to find...

Spice Up The Natural Surroundings of Your Abode With Garden Furniture!

Green, Fresh and cool surrounding always attract us, no matter what. The pure and fresh feeling is always a bliss and makes us feel relaxing. In the home garden, we can create an attractive, peaceful and comfortable ambience by setting up the garden furniture. It is the only place in our home, where we can enjoy the natural surroundings in full comfort. Garden furniture is a bliss, and it can change the entire look of our garden. We can enjoy the rainy season with the plate of delicious snacks...


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