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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Top off your beer, not your tree!

Topping a tree is generally an outdated practice that can often times cause more harm than good. Because of the way trees heal their wounds, you create a situation where the wood then becomes exponentially more susceptible to a variety of structural and fungal ailments.   Topping is the process of removing the top portion of the tree, either for view clearing, line clearance, building clearance, or other cosmetic or safety purpose.   When you top a tree, you leave a large wound at...

One Day Company Incorporation- Analysis

Introduction - One Day Company Incorporation The procedure for company incorporation is provided under Section 7 of the Companies Act, 2013. Companies (Incorporation) Rules, 2014 which came into effect from 1st April 2014 was framed by the Central Government for the purpose of company incorporation. There are Rules prescribing various Forms that are to be used for the incorporation of a Company. With the introduction of Companies Incorporation Fourth Amendment Rules 2016, with effect from...

Don’t do Business with Elohay Wills, Noga Wills or Eco-Tropics

Don’t do Business with Elohay Wills, Noga Wills or Eco-Tropics    Elohay Wills Botanicals, Elohay-Wills Ltd., Noga Wills and Eco-Tropics are the same company operating under different names. All these companies are represented by one Nsor Ojiji. The person may have donned other identities in recent times. There is no credible online profile of the person or of the company. The official website of the self claimed exporter of African spices, herbs and botanicals has limited...

Get an Organized Wardrobe in 5 Easy-Peasy Steps

With the changing season we change our clothing needs, while we are now in the monsoon season, we have to welcome our monsoon collection in our wardrobes, a little short and a little warm is what needed. So, this is the right time to re-organise the entire wardrobe with the new arrangement for the new clothes.A cluttered wardrobe is not the first thing you wish to see after coming home from work, so let’s get your clutter in place and organise all the seasonal clothes in the best possible...

Cover Your Expenses with Low-Interest Rate on Loan Against Property

A low rate of interest is the only factor that customers look for when finding a loan. Hence, financial institutions also compete with each other for offering attractive interest rates. You can avail loans under two categories – secured and unsecured. The interest rates of these are considerably different.    Unsecured or collateral-free loans don’t require the customer to pledge an asset with the lender. However, these loans come with considerably higher interest rates....

Reliance Growth Fund

Reliance Mutual Fund is one of the fastest growing and leading mutual fund houses in India. Registered as a trust under the Indian Trusts Act, 1882, the objective of this MF is to work actively by investing the pooled money by taking productive investment decisions from time to time. It aims to facilitate investors earn reasonable returns on the surplus that they invest in its schemes so willingly with trust. Reliance Growth Fund which is one of the schemes launched by it on October 08th,...

Ways Chemical Studies Can Save the World from Climate Change

The climate change phenomenon has become a significant concern over the last few years. In fact, many countries have joined hands to find the best solution to this global problem. We cannot deny the fact that the credit for the increasing global warming goes to some specific human activities. The average temperature has risen by about 1°C since 1880 due to the release of greenhouse gases. You may not think as such a great deal, but this has resulted in the melting of the Antarctic ice...

Brush Your Ideas Storefront Solutions: A Perfect Recipe for StartUps

There is a huge pool of ecommerce websites out there. If you are planning to launch one, you need to be attentive towards certain aspects. This is because, the success of your e-store depends on how you launch it. If you are a startup, you might not be able to take data related decisions. To help you, we have come up with a guideline to help you manage the launch. So, let’s dive in without a further ado. A Good-Looking Website Is Not Enough Before you start with your new business, you...

5 Reasons Why You Should Have A Bajaj Finserv RBL Bank Credit Card

Credit card is a form of plastic money that saves you from the trouble of carrying cash everywhere. Using credit cards is also a convenient way of maintaining your finances. You can keep track of your expenses, along with many other benefits that come with this card. With Bajaj Finserv, a prominent non-banking financial company, you can get your hands on the Bajaj Finserv RBL Bank SuperCard. This card gives plenty of benefits to its customers which they don’t receive from regular credit...


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